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Vehicle Protection

Mechanical Breakdown Protection

With a full complement of affordable coverage options, mechanical breakdown protection is the ideal solution to protect your investment and reduce out-of-pocket expenses should a mechanical breakdown occur. Your vehicle is not only an investment; it’s your transportation lifeline. With ASG’s protection plan, you have the peace of mind knowing your investment is protected.

GAP PROTECTION

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, most standard auto policies only cover the actual cash value of the vehicle….less your deductible. Unfortunately, you remain financially liable for any shortfall between the net insurance settlement and what you owe on your loan. You could owe thousands of dollars on a vehicle that you no longer have. GAP protection covers the financial shortfall between your primary insurance company’s total loss settlement and the remaining balance of your loan. Additionally, GAP protection covers your out-of-pocket deductible* on your auto policy.

*Deductible reimbursement benefits subject to the maximum limit set forth in your GAP Waiver Addendum. Deductible reimbursement benefits are only applicable in the event a GAP Amount is waived under the GAP Waiver Addendum. Such benefit is prohibited on loans originating in Arkansas.